Homebuyers Help

Request help at any time. All it takes is for you to complete a brief questionnaire.

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Still considering? Not sure about what to do? Our counselors are here to help!

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Renters and Homebuyers

HomeFree-USA is your HUD-certified nonprofit Homeownership Advisor.  We work with you to make the homebuying process easier by helping you to:

Find Money
Find and qualify for $1000s in down payment and closing cost assistance.

Boost Credit
Improve your score, reduce student loans, and other debt.

Get the Best Rate
If you are not currently working with a lender, work with HomeFree-USA to get the best interest rate and shop lenders.

Take an online homebuyer education course with Framework or Ehome.

Learn More


Considering homeownership?
Check the boxes that apply and click Submit to discover your next steps


Homebuyer Intake Form

Should I rent or buy?

With interest rates near forty year lows, the decision to rent versus buy becomes difficult. Use this calculator to help determine which makes sense for you at this time.


How much home can I afford?

When you're buying a home, mortgage lenders don't look just at your income, assets, and the down payment you have. They look at all of your liabilities and obligations as well, including auto loans, credit card debt, child support, potential property taxes and insurance, and your overall credit rating.